Mortgage Fraud And The Big Short By Starring Christian...

Mortgage fraud is one of the costliest, yet seldom prosecuted crimes in the criminal world. CoreLogic estimates approximately $13 billion in fraud losses occurred in 2012, according to the latest available data in the 2012 Mortgage Fraud Trends Report (Gerding, 2013). While these numbers may seem high, the approximate $13 billion in losses is only a fraction of what it would be if every case were to be prosecuted. Mortgage fraud was also a major contributing factor towards a national, and nearly global economic collapse in 2008 when the United States economy saw the worst recession it has seen since the great depression. Anyone that has seen the films â€Å"99 homes† starring Andrew Garfield and Michael Shannon or â€Å"The Big Short† starring Christian Bale and Ryan Gosling has seen a largely realistic glimpse of mortgage fraud and how devastating it can be. White collar crime: Mortgage fraud Traditionally, there are three types of mortgage fraud that are the most common and well known. These three types are â€Å"fraud for profit†, â€Å"fraud for housing† and a third type that deals with overestimating a property’s value or submitting a false appraisal (Schmalleger, 2016). A relatively new fourth type of mortgage fraud that quickly escalated following the economic crash of 2008 involves a series of scams claiming to save property owners from foreclosure. A criminal that commits fraud for profit essentially inquires about a home or property, makes an offer desirable to the seller and places

Business Time Value of Money and Income Statement

Financial Management Mock Midterm Name___________________________________ 1) Which of the following organization forms accounts for the greatest number of firms? A) Limited Partnership B) S Corporation C) C Corporation D) Sole Proprietorship Section: 1.1 The Four Types of Firms 2) The person charged with running the corporation by instituting the rules and policies set by the board of directors is called A) the Company President. B) the Chief Operating Officer. C) the Chief Executive Officer. D) the Chief Financial Officer. Section: 1.2 Ownership Versus Control of Corporations 3) You overhear your manager saying that she plans to book an Ocean-view room on her upcoming trip to Miami for a meeting. You know that the†¦show more content†¦Section: 2.5 Income Statement Analysis 12) If Luther s accounts receivable were $55.5 million in 2009, then calculate Luther s accounts receivable days for 2009. Section: 2.5 Income Statement Analysis Use the information for the question(s) below. In November 2009, Perrigo Co. (PRGO) had a share price of $39.20. They had 91.33 million shares outstanding, a market-to-book ratio of 3.76. In addition, PRGO had $845.01 million in outstanding debt, $163.82 million in net income, and cash of $257.09 million. 13) Calculate Perrigo s return on equity (ROE). Section: 2.5 Income Statement Analysis 14) If Alex Corporation takes out a bank loan to purchase a machine used in production and everything else stays the same, its equity multiplier will ________, and its ROE will ________. A) increase; decrease B) decrease; increase C) increase; increase D) decrease; decrease Section: 2.5 Income Statement Analysis 15) Which of the following is not a section on the cash flow statement? 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Feminism Waves Of Debates Within Feminism Essay

Gender 208 Assignment 1: Waves of Debates within Feminism Feminism, in simple terms, refers to a collective desire to end the oppression of women. Because oppression takes various forms and affects those who are victim to it in a number of different, yet often connected ways; feminism should accordingly be regarded as a multifaceted set of movements working towards multiple aims and ends. Which is to say that feminism is less a single movement concerned with the oppression of women, and more a gathering of movements concerned with a number of oppressive structures, working towards the eradication of domination period. Analysing the works of Mimi Mariuncci (2010), Audre Lorde (1984), and Rosemarie Garland-Thomson (2002) this paper will attempt to answer the question of why intersectionality is imperative to feminist discourse and Praxis, exploring the different areas in which the oppression of women interests with the oppression, marginalisation, and suppression of other minority groups, i.e. queer people, people of colour, people with disa bilities, old people, poor people, transgendered, and gender non-conforming people etc. In the pursuit of inclusivity and intersectionality feminist discourse has been tasked with acknowledging and addressing all forms of oppression as a logic of domination. A theory coined by ecofeminist philosopher Karen Warren which refers to a way of understanding and communicating with the world, and it’s inhabitants, in a way that is structuredShow MoreRelatedWomen Are Not Equal !1601 Words   |  7 PagesIt is said that history repeats itself. 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Cyrano De Bergerac Essay Paper Example For Students

Cyrano De Bergerac Essay Paper The story begins at the Hotel de Bourgogne in the year 1640. Christian de Neuvillette attends the theater with a man called Ligniere in hopes that this man can identify the woman he has fallen in love with. Ligniere identifies the beautiful lady as Roxane, cousin to Cyrano de Bergerac. Christian also finds out from Ligniere that Count de Guiche is in love with her as well. Ligniere told Christian that he made a song that told of de Guiches scheme to get Roxane and that de Guiche probably hated him for it. Ligniere leaves and heads out to a tavern while Cristian stares up at Roxane. In the mean time, a thief had been approaching Christian to make an attempt at stealing from him. When Christian reaches into his pocket he finds a hand. The thief makes a deal with Christian and tells him that Ligniere was going to die that night because he insulted a powerful person with a song. The thief told Christian that a hundred men were posted. Chrisian rushes off to every tavern in town to leave a message for his friend. Ragueneau, a baker, watches for Cyrano. Cyrano had told Montfleury not to appear onstage for a month, yet Montfleury appeared onstage anyway. Cyrano shows up and interrupts the play. He forces Montfleury to leave the stage and in the process of doing so he insults forty-eight people. Valvert insults Cyrano by making a remark about his nose so they duel. While dueling, Cyrano recites a ballade he created and wins the duel. Everyone was delighted and congratulated him. Cyrano confides with his friend Le Bret that he is in love with his cousin Roxane. Le Bret advises Cyrano that he should tell Roxane his feelings because there was no better time than now to tell her his feelings after she witnessed his bravery. Cyrano declined because he felt that she could never love him because of his nose. Roxanes duenna visits Cyrano to tell him that Roxane wished to see him in private. Cyrano sets the meeting up at Ragueneaus shop at seven oclock. Cyrano forgot his sadness and became giddy with excitement. He was interrupted though by Ciugy who brought Ligniere and Brissaille with him. Ligniere read aloud a note that he had been given that warned him he was in danger. Cyrano set out to confront the assassins with a crowd of people to watch. The next part in the story takes place at Ragueneaus bakery. Ragueneau is a poet and congratulates Cyrano for his duel in verse. Cyrano anxiously awaited the arrival of Roxane. Cyrano decided to write Roxane a letter telling her how he felt about her but was unsure how to give it to her. He finally decided he would give it to her in person. In the meantime a group of poets enter the shop and greet Ragueneau. They discuss that the night before, a man killed eight men by himself. They asked Cyrano if he knew the hero but he told them he didnt. The poets forget about the topic and go on to eating free pastries. Roxane and her duenna enter the shop. In order to obtain privacy, Cyrano fills three bags full of pastries and tells the duenna to go outside and not to come inside until she finishes the treats. Roxane tells Cyrano she has fallen in love with Christian. Christian was joining the Guards as a Cadet and she wanted Cyrano to protect him from the Gascons. Cyrano agrees to protect him and Roxane thanks him. After she left, Captain Carbon de Castel-Jaloux enters along with thirty Cadets.Soon, huge crowds of people show up as well, all to congratulate Cyrano on the winning against all the men the night before when he set off with a crowd. Christian shows up as Cyrano starts to tell his story. A Cadet approaches him and tells him he is a sickly northerner. Another Cadet goes on to tell him that he should never mention Cyranos nose or he would end up dead. In order to prove himself to the Cadets he goes on to make fun of Cyranos nose. Cyrano finds out who he is so he did nothing and tried to ignore him but Christian kept on until Cyrano could not take it anymore. He orders everyone to wait outside and then tells Christian about Roxane. Christian makes it aware to Cyrano that he was not good at writing so Cyrano gives him the letter that he had written for Roxane earlier. The crowd enters the shop to find Christian alive and hugging Cyrano. A Musketeer tried to joke on Cyranos nose but receives a slap in the face. Tool Of The Trade EssayThe next location in the story is in the Cadets camp. Everyone was starving and felt helpless. Cyrano didnt pay attention to his hunger and kept himself busy. He wrote to Roxane twice a day and crossed enemy lines in order to mail the letters. When De Guiche approached their tent, the men pulled out card and dice and pretended to be having fun. De Guiche announced that the attack would be in an hour. While they still had time before they had to attack, Cyrano gives Christian a letter he wrote so that if Christian died, Roxane would have a final letter that poured his heart out to her. Cyrano had cried when he wrote the letter and stained the paper. After Christian takes the letter a carriage pulls up with Roxane in it. Roxane steps out and tells Christian and Cyrano that she intended to stay through the attack. Roxane then reveals that she brought food for the all of the Cadets. The men gorged themselves on the elegant food that was well hidden throughout the carriage and even disguised as parts of the carriage. The driver of the carriage turned out to be Ragueneau who was the man that made the feast for them. When the men heard De Guiche approach they hid all the food under hats and coats. Sice Roxane refused to leave, De Guiche decided to stay and fight with the Cadets. Since he showed such bravery the men decide to let him eat with them. De Guiche refused to eat their leftovers and decided he would rather go hungry. While De Guiche showed Roxane around the camp, Cyrano pulled Christian aside and told him not to be surprised if Roxane talked about all the letters he wrote her. He then went on to explain that he wrote her twice a day and didnt always tell Christian that he wrote her. Before they could talk anymore, Roxane came back. Cyrano left them alone so they could have some privacy. Christian then asked her why she came to such a horrible place. She told him that she couldnt stand to be much longer without him because of his letters. She told him that she truly loved him. At first she was only in love with him because he was handsome but now she loved him for his soul. Christian asked her if she would still love him if he was ugly and she told him she would. Christian became choked up and excused himself. He then went to Cyrano and told him that Roxane was in love with him and that he should tell her how he feels about her. Christian then told Roxane that Cyrano had something important to tel l her. Before Cyrano could tell her anything, Le Bret came running up to him and told him that Christian was shot and dying. Before he died, Cyrano whispered in his ear that he told Roxane everything and she sill loved him. After he died Roxane found the letter he was carrying that was stained with blood and tears. De Guiche took Roxane to safety while Cyrano went into the battle. The ending of the book takes place at a convent where Roxane has stayed while in mourning for fifteen years. Cyrano had visited her every Saturday since she had been there. The Duke of Grammont (formerly Count de Guiche) was visiting her as well as Le Bret. Ragueneau showed up and bade Le Bret to come with him quickly because Cyrano was unconscious with a gash in his head. Roxane waited for Cyrano outside while she embroidered. Cyrano was late for the first time then. He acted as if nothing was wrong with him, but sister Marthe saw something was wrong with him. He told her not to tell Roxane, though. Cyrano asked Roxane if he could read the letter that Christian had on him when he died. Roxane gave him the letter and he began reading aloud. Roxane realized that Cyrano wrote that letter. She confronted him and he denied it but she knew the truth. Le Bret and Ragueneau show up looking for Cyrano. They find him there and tell Roxane what happened. Cyrano becomes seized by some mania and goes on about how lies, compromise, prejudice, stupidity, and cowardice have robbed him of glory and love but the one thing they could never touch was his white plume. Bibliography: